If you’re wondering what policies you need to build a comprehensive commercial auto insurance plan, most commercial options are similar to your personal coverage.
Bodily Injury Liability
This will cover any physical injury to a third party after an accident caused by you or your employee. It will is designed to provide coverage for funeral costs and legal fees.
Property Damage Liability
If you or an employee causes any property damage during an accident, this part of policy pays for the damage.
This portion of your policy will pay for damage to your vehicle from an accident.
Uninsured / Underinsured Motorists
If you or an employee is involved in an accident with another driver who is either uninsured or underinsured, this insurance is designed to cover injury to your driver and damage to your vehicle.
If you, your employees or other passengers are injured in an accident, this coverage can pay for medical expenses.
Sometimes, your vehicle sustains damage from non-collision factors like weather or vandalism. This will also cover your loss in case your commercial truck is stolen.
Commercial Auto Insurance Chicago
If your vehicle is primarily being used for business purposes, insurance professionals recommend you purchase a Commercial Auto Insurance Chicago policy. There are many different kinds of companies that need a commercial auto policy, such as limo services, taxi-cab companies, bus companies, trucking companies and any business that delivers or transports items.
Depending on the risks your business faces, you may need even more coverage. A Commercial Auto Insurance Chicago agent can help you pinpoint which policies will provide the most protection. With our agent at your side, you can compare multiple Illinois commercial auto insurance quote to find the most affordable option. Contact a Commercial Auto Insurance Chicago independent agent to get help with all your commercial insurance needs.
Commercial Auto Insurance Chicago understands the value of your commercial vehicles and the employees who drive them. From trips across the country to local deliveries and promotions, your mobile business fleet takes on the open road to keep operations running smoothly – but accidents do happen.
To prevent losing your hard-earned revenue due to an auto accident, you will want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more...
Since commercial auto insurance coverage varies, it is important to discuss your business’s options with a specialist at Commercial Auto Insurance Chicago, who can help you determine the proper amount of coverage for all your commercial needs.